Financial Changes We’ve Observed Over The Last 20ish Years
We’re old and we’re not ashamed to admit it. Both of us began our financial journeys back in the mid-2000s and discovered Financial Independence about…
-
-
Our Hot Takes On Tipping
Tipping is a deeply ingrained aspect of our culture here in the United States. While seemingly a simple act of gratuity, in reality it’s a…
-
Our Thoughts About 33 “Year-Round Frugal Habits” (found on Yahoo)
Frugality is one of our favorite topics here at Epic Financial Journey. Even more fun than discussing our own frugal habits is learning what frugal…
-
Two Paths to Financial Independence – What We Invest In
Similar to the popular mantra “personal finance is personal”, there is no one “right way” to achieve Financial Independence. In fact, there are an almost…
-
Family Series Part 4 – Allowance
Allowance is another one of those highly debated topics when it comes to kids & money, with a wide array of thoughts & opinions amongst…
-
Family Series Part 3 – Teaching Kids About Money
Much the same way that different teachers can use different methods to educate their students, parents can use a variety of methods to educate their…
-
Family Series Part 2 – Joint or Separate Finances
Probably the number one most asked question in personal finance is whether or not to pay off a mortgage early vs. investing the money instead. …
-
Family Series Part 1 – Our Partners’ Thoughts About Personal Finance & Financial Independence
Both of us are married and in each of our households we are the ones that are most interested in personal finance & Financial Independence. …
-
Our Thoughts About 18 “Poor Hacks” (found on Yahoo)
By now all of our readers should know us well enough to recognize that we’re big on frugality. In fact, sometimes we’re even ridiculously over-the-top…
-
The Financial Mistakes We’ve Made
Nobody is perfect, especially not us. We’ve all made mistakes in every aspect of our lives and that’s okay. While many people may feel shame,…
-
Goals And Plans For 2025
Per tradition (at least in American culture), here is a list of goals and/or plans that each of us have made for the upcoming year. …
-
Top Things We Learned in 2024
Each year that passes is full of numerous experiences that we can learn from and 2024 is no exception. Sometimes these lessons are obvious, but…
-
Spending Series Part 3: Purposeful Spending on Non-Essential Items
With frugality so ingrained in most of us here in the FI community, it’s sometimes hard to even think about spending money, let alone actually…
-
Spending Series Part 2: Ridiculously Over-the-Top Frugal Habits
While most of us in the FI community treat frugality as a badge of honor, sometimes we can take it TOO far. Of course, deciding…
-
Spending Series Part 1: Our Frugal Habits
Frugality is a cornerstone of Financial Independence. While most of the world may view frugality as foolish, restrictive, or even a fruitless waste of time,…
