Similar to the popular mantra “personal finance is personal”, there is no one “right way” to achieve Financial Independence.  In fact, there are an almost…

Similar to the popular mantra “personal finance is personal”, there is no one “right way” to achieve Financial Independence.  In fact, there are an almost…

While Parts 1-5 of this Family Series have focused on finances and other meaningful topics such as career paths & learning, we aren’t 100% serious…

The first 18 years of most children’s lives are fairly well mapped out and uniform, at least here in the United States, from the progression…

Allowance is another one of those highly debated topics when it comes to kids & money, with a wide array of thoughts & opinions amongst…

Much the same way that different teachers can use different methods to educate their students, parents can use a variety of methods to educate their…

Probably the number one most asked question in personal finance is whether or not to pay off a mortgage early vs. investing the money instead. …

Both of us are married and in each of our households we are the ones that are most interested in personal finance & Financial Independence. …

“3… 2… 1… And we’re live!” Those words were uttered one year ago on the morning of 3/14/24 from a hotel room in Cincinnati, Ohio. …

By now all of our readers should know us well enough to recognize that we’re big on frugality.  In fact, sometimes we’re even ridiculously over-the-top…

Nobody is perfect, especially not us.  We’ve all made mistakes in every aspect of our lives and that’s okay. While many people may feel shame,…

Per tradition (at least in American culture), here is a list of goals and/or plans that each of us have made for the upcoming year. …

Each year that passes is full of numerous experiences that we can learn from and 2024 is no exception.  Sometimes these lessons are obvious, but…

Both of us have many things to be thankful for this year.  While this blog is focused on personal finance & Financial Independence, it may…

While frugality is an enduring pillar of Financial Independence, recently there have been some changing attitudes in the community towards spending money.  Frivolous or unintentional …

With frugality so ingrained in most of us here in the FI community, it’s sometimes hard to even think about spending money, let alone actually…

While most of us in the FI community treat frugality as a badge of honor, sometimes we can take it TOO far.  Of course, deciding…

Frugality is a cornerstone of Financial Independence.  While most of the world may view frugality as foolish, restrictive, or even a fruitless waste of time,…

Band.   Marching band tryouts to be exact.   That’s where we first met in the fall of 1999 at our local public university.  This admittedly sounds…

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The term “Financial Independence” or “FI” is confounding – it’s one of those nebulous phrases that has a technical definition, yet there is additional nuance…

Hello and welcome to Epic Financial Journey; we are your friendly neighborhood personal finance blog.  As you can probably see we are the new kids…