Financial Changes We’ve Observed Over The Last 20ish Years
We’re old and we’re not ashamed to admit it. Both of us began our financial journeys back in the mid-2000s and discovered Financial Independence about…
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Changes in Tactics After Accessing Our Emergency Fund
I enjoy investing as much of our money as possible into the stock market. It’s great to know that it’s working hard, typically growing at…
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My Updated Thoughts & Opinions On Professional Financial Advice
From the very start of my financial journey I’ve been a DIYer when it comes to both learning about personal finance & investing and actually…
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The Power of Compounding Continues Through Retirement
Sometimes I get a little down, knowing that I didn’t invest much in the market while I was younger. I didn’t quite understand the power…
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Our Hot Takes On Tipping
Tipping is a deeply ingrained aspect of our culture here in the United States. While seemingly a simple act of gratuity, in reality it’s a…
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Our Thoughts About 33 “Year-Round Frugal Habits” (found on Yahoo)
Frugality is one of our favorite topics here at Epic Financial Journey. Even more fun than discussing our own frugal habits is learning what frugal…
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My Attempts at Motivational Methods of Money Management
During my path to Financial Independence, I’ve tried several different methods to make sure I’m staying cognizant of what I’m spending money on, and investing…
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Musings on the 2nd Year of Early Retirement
First and foremost, this post is actually right on time and closely aligns with the actual day I retired 2 years ago, unlike last year’s…
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When Frugal Goes Too Far
My mother-in-law is like me in most ways, at least from a financial perspective. She has always been very frugal; never taking fancy trips, never…
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Two Paths to Financial Independence – What We Invest In
Similar to the popular mantra “personal finance is personal”, there is no one “right way” to achieve Financial Independence. In fact, there are an almost…
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Family Series Part 4 – Allowance
Allowance is another one of those highly debated topics when it comes to kids & money, with a wide array of thoughts & opinions amongst…
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Family Series Part 3 – Teaching Kids About Money
Much the same way that different teachers can use different methods to educate their students, parents can use a variety of methods to educate their…
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Family Series Part 2 – Joint or Separate Finances
Probably the number one most asked question in personal finance is whether or not to pay off a mortgage early vs. investing the money instead. …
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Family Series Part 1 – Our Partners’ Thoughts About Personal Finance & Financial Independence
Both of us are married and in each of our households we are the ones that are most interested in personal finance & Financial Independence. …
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What Typical Retirees Are Being Told About Early Retirement
I recently attended a presentation on planning for retirement at my work. These financial talks are presented at lunch time a few times a year,…
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To Buy Or Not To Buy (A New Furnace)
An Unpleasant Surprise… My alarm clock went off and I hopped out of bed. For some reason it felt cold… VERY COLD. Yes, it was…
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Our Thoughts About 18 “Poor Hacks” (found on Yahoo)
By now all of our readers should know us well enough to recognize that we’re big on frugality. In fact, sometimes we’re even ridiculously over-the-top…
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The Financial Mistakes We’ve Made
Nobody is perfect, especially not us. We’ve all made mistakes in every aspect of our lives and that’s okay. While many people may feel shame,…
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Goals And Plans For 2025
Per tradition (at least in American culture), here is a list of goals and/or plans that each of us have made for the upcoming year. …
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Top Things We Learned in 2024
Each year that passes is full of numerous experiences that we can learn from and 2024 is no exception. Sometimes these lessons are obvious, but…
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Ode to My Car
As I was driving home recently I looked down at my car’s odometer and noticed a very cool milestone (perhaps some would merely call it…
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Selling Stocks is Super Scary, Seriously
Simple Path To Wealth? The high-level FIRE roadmap seems fairly straight-forward: Save & invest as much as possible until one’s portfolio grows large enough to…
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Musings on the First 1.25 Years of Early Retirement (Part 1)
With all the summer travel, finally starting up this website, and my current podcasting & parental commitments, I’ve been pretty busy and haven’t had a…
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Spending Series Part 3: Purposeful Spending on Non-Essential Items
With frugality so ingrained in most of us here in the FI community, it’s sometimes hard to even think about spending money, let alone actually…
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Spending Series Part 2: Ridiculously Over-the-Top Frugal Habits
While most of us in the FI community treat frugality as a badge of honor, sometimes we can take it TOO far. Of course, deciding…
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Spending Series Part 1: Our Frugal Habits
Frugality is a cornerstone of Financial Independence. While most of the world may view frugality as foolish, restrictive, or even a fruitless waste of time,…
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How I Currently Explain Investing To Others
Trying to explain the idea of Financial Independence to others has been an interesting endeavor. As I learn more in the world of personal finance…
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Being Open To Change
I’ve found that talking with others about topics like music, food, sports, and kids, can really provide a fun opportunity to share and connect with…
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The Squire’s Core Belief #2 – Incremental Changes Add Up
Saving was something I did when I knew what it was going to be spent on. College, a car, a house, music, and so on….
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Scout’s Core Belief #1 – Take Action
How does anything get done? This may sound like a simple & obvious answer, but things get done by taking action. Will the lawn mow…
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My Origin Story & Financial Journey – The Squire
I grew up in a loving family. As a kid, I enjoyed life and took school seriously. I played sports and stayed busy, and as…
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My Origin Story & Financial Journey – Scout (Part 1)
TLDR I’ve never experienced any traumatic events in my life, money or otherwise, so I have no heroic stories of courage to share (and for…
